Less stress.
More productivity.
Financial guidance for the workforce
Otivo's licensed financial advice helps employees be better off, so they can focus on doing their best work.
Trusted by leading employers
Success story
Trusted by leading employers like Suncorp
Financial stress is holding teams back
Financial stress is one of the biggest hidden drains on workplace performance.
87%*
HR leaders say financial stress reduces productivity*
72%*
Say it increases staff turnover*
89%*
Agree it has a direct impact on mental health*
Otivo works in your employees' best interests — always
The cost of inaction
1.32 days*
On average, 1.32 workdays* are lost per employee each month due to financial stress.
workdays lost across Australia every year.
Supporting financial wellbeing isn't a perk. It's a practical way to protect productivity, engagement and retention.
A benefit employees actually value
86%* of employers value simplicity in workplace benefits
81%* want personalised support that reflects their people's real needs
Licensed, personalised advice for every life stage — from first job to retirement
More than EAP
It works alongside your EAP, not instead of it. Independent and licensed. No commissions, no product bias, advice provided under AFSL 485665. Otivo works in your employees' best interests — always.
Traditional approach
Reactive support, focused on crisis moments. No licensed financial strategy.
The Otivo approach
Proactive, AFSL-licensed financial advice that helps prevent stress before it escalates.
How Otivo works for your team
Employees can use Otivo's digital advice platform at any time, or choose to speak with one of our licensed advisers when they want more personalised support.
Simple onboarding
Employees set up their account in minutes and share their goals and current situation
Personalised advice
Otivo delivers practical, step-by-step advice across super, debt, insurance and retirement — digitally or with an adviser
Ongoing support
Employees act at their own pace, ask questions anytime with Ask Otivo, and speak with an adviser if needed
Support for every life stage
Otivo helps employees make confident decisions about their future…
Getting started is simple
Designed for easy rollout
Built for Australia's largest employers
- Employee launch communications and webinars
- Access to insights and learning resources
- ISO 27001 certified, bank-grade security, with data stored securely in Australia
Otivo can be live in as little as one week
No integration needed
Clear insight for HR
Otivo's insights portal provides aggregated, anonymised reporting to help you understand workforce financial wellbeing trends over time.
- •Visibility without compromising privacy
- •Insights to support wellbeing strategy
- •Confidence when reporting to leadership
See how Otivo can support your people and your business.
Ready to support a more focused workforce?
Financial stress isn't going away on its own. But with the right support, its impact can be reduced.