How does salary sacrifice into super work, and is it worth it?
13 minutes|
Salary sacrifice into super in 2025–26: how it works, the tax benefits, the $30,000 concessional cap, set-up steps, and risks to watch. A plain-English guide.
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Here you'll find heaps of helpful articles designed to help you better understand personal finance.
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How to consolidate your super accounts in Australia: a step-by-step guide
8 minutes|
Learn how to consolidate super accounts in Australia using myGov, understand the fee drag from multiple accounts, and what to check before merging.
What happens to my super when I change jobs?
5 minutes|
Your super account stays with you when you change jobs. Here's how super stapling works, what to check and how to avoid duplicate accounts and fees.
Should I salary sacrifice before I retire?
6 minutes|
Salary sacrifice changes character in the final working years. Here's how it works close to retirement, including the 2026-27 concessional cap.
What is an account-based pension?
6 minutes|
An account-based pension turns your super into a regular retirement income. Here's how it works, how it's taxed and why it's the common choice.
Should you invest in super or property?
6 minutes|
Super and direct property are two long-term wealth vehicles with very different traits. Here's how they compare on tax, access, effort and risk.
How can you compare ETFs?
5 minutes|
The useful skill isn't picking the 'right' ETF — it's knowing what to compare. Here's the checklist, from holdings to fees, diversification and liquidity.
How can you legally reduce your tax through super?
5 minutes|
Super is one of the most tax-effective structures in Australia. Here's how contributions and other super rules can legitimately reduce your tax.
Should you use digital advice or a traditional financial adviser?
5 minutes|
Digital advice and a traditional adviser suit different needs. Here's how they compare on cost, scope and personal service, and when each fits.
Should you use a high-interest savings account or an ETF?
5 minutes|
It's really cash versus investing, a timeframe and risk question. Here's when a high-interest savings account fits and when an ETF might.
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